As Chief Operating Officer and Founding Member of Winnow, Chris Hilliard leads a team of legal, compliance, and technology professionals who are transforming the way financial institutions and lenders navigate state and federal regulatory requirements. Winnow is a powerful online application that enables users to generate surveys and searches tailored to their specific business type, licensing, products, and geographic scope, based on a comprehensive and dynamic database of state and federal laws and regulations.

Chris Hilliard has over 20 years of industry experience in consumer, commercial, and residential mortgage lending and general banking, with extensive expertise in regulatory compliance, BSA/AML, internal audit, licensing, and legal functions. He is a Certified Regulatory Compliance Manager (CRCM) and a Certified Compliance and Ethics Professional (CCEP), as well as a California Licensed Life, Accident & Health Agent. He has held executive, senior management, and mid-level management positions at major financial institutions and lenders, where he managed all aspects of compliance, risk, and litigation, as well as product development, management, and design. He is passionate about leveraging technology to create innovative solutions that enhance compliance efficiency, effectiveness, and customer satisfaction.