Judie Rinearson is a partner in the firm’s New York and London offices. Ms. Rinearson concentrates her practice in emerging payments, including: prepaid, mobile, P2P and electronic payments; crypto/virtual currencies and blockchain; reward and loyalty programs; and payment basics such as ACH, credit and debit card compliance. She has more than 25 years of experience in the financial services industry, including 18 years at American Express’s General Counsel’s Office. Her expertise focuses particularly in the areas of emerging payments and compliance with state and federal consumer protection laws, anti-money laundering laws, state money transmitter licensing laws and abandoned property laws. She also spent nearly two years in her firms’ London offices, working with authorized e-money institutions and payment institutions, as well as various EU/UK payments laws including PSD2, GDPR and MLD4/5. Judie currently co-chairs the Firm’s Global Fintech group, and has spearheaded the Firm’s Blockchain Initiative.